Maximise Your Health Fund Benefits Before They Expire

As the end of the year approaches, it’s a crucial time to think about using your dental benefits. Health funds in Australia often reset on 1 January, meaning any unused balance will be lost. By scheduling your appointments now, you ensure you’re making the most of your current coverage and setting yourself up for a better smile in the coming year.

Why Dental Care Shouldn’t Wait

Your oral health directly impacts overall wellness, and delaying care may lead to more complex issues. According to the Australian Institute of Health and Welfare (AIHW), dental problems remain a widespread issue across the country. Some striking statistics reveal that:

• 1 in 5 adults experienced a toothache in the last 12 months
• 1 in 3 Australians are uncomfortable with the way their teeth look
• 1 in 4 avoid certain foods due to oral problems

These statistics highlight the need for regular care. Waiting too long to address these issues often leads to more intensive and costly procedures in the future.

The Benefits of Insurance Coverage

Having insurance can significantly affect how you view and maintain your oral well-being. AIHW reports show that Australians with insurance tend to rate themselves higher than those without. Regular check-ups are crucial, and insurance makes it easier to stay proactive. Without it, minor issues are often overlooked until they become painful or require emergency intervention.

Act Now to Prevent Avoidable Issues

In 2022-23, over 87,000 Australians were hospitalised for dental conditions that could have been prevented with earlier care. These problems don’t just affect the mouth; they may contribute to chronic conditions like heart disease, diabetes, and stroke.

The statistics are clear—nearly half of Australians delay their tooth and gum care, and one-third cite cost as the main reason. Delaying necessary care increases risks and ultimately leads to more significant health impacts and higher costs.

Don’t Forget to Protect Your Child’s Teeth Too

Parents, now is the perfect time to ensure your children’s oral well-being is on track. Data shows that children aged 5 to 9 have the highest rate of potentially preventable hospitalisations due to dental issues. Early intervention is essential to prevent problems that could impact their health, eating habits, and confidence.

Additionally, programs like the Child Dental Benefits Schedule (CDBS) support eligible families, yet only one-third of eligible children accessed these options between 2018 and 2021. Don’t let them go unused—take advantage before the year ends.

* Any surgical or invasive procedure carries risks. Before proceeding, you should seek a second opinion from an appropriately qualified health practitioner.